Does Fone4u offer a warranty on second-hand smartphones?

Yes, we offer a 12-month warranty on all second-hand mobiles, such as hardware and functionality issues not resulting from accidental damage.

Can I trade-in my old mobile phone with Fone4u?

Yes! Sell your mobile stress-free with Fone4u. Get a quote instantly on our Sell Your Phone page, and hand in or post your device for rapid payment.

Does Fone4u repair phones and tablets?

Yes, we have expert repairs for iPhones, Samsung, iPads, and more, including screen repair, battery issues, and diagnostic work.

We are located at Tolan Street, Ballina, Co. Mayo, F26 XT02, Ireland. You can also visit us at the Sligo Co. Sligo store or the Bray Co. Wicklow store for purchases, repairs, and trading in your devices.

How long is delivery when I shop online?

We provide next-day delivery throughout Ireland on orders received up to 1 PM. Delivery is usually 1-2 working days from your location.

Which payment options does Fone4u provide?

We provide all major credit and debit cards, PayPal, American Express, and in-store payments.

Are the second-hand phones unlocked?

Yes, all our second-hand phones are completely unlocked and ready for use with any Irish or foreign network.

What if I change my mind after I've bought?

We operate a 14-day money-back guarantee on online purchases. If you do change your mind, simply return the phone in its original condition for a refund or exchange.

Fone 4u
22 Jul, 2025

Refurbished Tech on Instalments: Paying Without a Payslip

You've finally gone out and purchased the iPhone you've been wanting, but paying that amount in one go is making you nervous.

With fone4u, you can now get your iPhone (or indeed any refurbished device you need) in three interest-free installments through Klarna—no payslip, no forms, no hassle.

Why Pay in Installments for Refurbished Devices?

Even second-hand technology is an investment. We know that. That's why we've made it easier than ever to obtain your favorite smartphones, tablets, MacBooks, and laptops without putting a dent in your wallet.

Here's why buying refurbished technology in installments via Klarna on fone4u.ie is the best option:

Flexibility: Obtain your device immediately, even though you've only paid the first installment.
Zero Interest & Zero Fees: Pay the same price you see with no hidden fees or interest applied.
Security: Klarna ensures secure payment handling for your convenience.
Reminders in App: Get reminders so you never miss paying an installment.
No Payslip Required: No extra documents or payslip upload—just your debit or credit card, and you're good to go.

How Does Installment Payment Using Klarna Work?

Using Klarna on fone4u is simple:

Add your refurbished device to your basket at fone4u.ie.
At checkout, select "Pay in 3 interest-free installments with Klarna."
Enter your credit or debit card details.
Klarna will charge your card for the first installment when you make your purchase.
The second and third installments are automatically charged after 30 and 60 days.
Keep track of your payments and get reminders in your Klarna account.

Klarna Installment Requirements

To use Klarna's "Pay in 3" on fone4u, you need to:

Be at least 18 years of age.
Be a resident in Ireland.
Have a valid credit or debit card.

Accepted Cards: Klarna accepts most principal credit and debit cards. If your card is due to expire shortly, it could be rejected for installments.

Common Questions

Are there any additional costs?

No. Klarna's "Pay in 3" on fone4u is interest-free with no fees. However, if you are paying via credit card, your bank's standard interest or fee may be applied.

How much can I pay in instalments?

The installment value will be decided by Klarna's approval procedure depending on your profile and their check.

Why was my Klarna payment declined?

If your installment payment is refused by Klarna, it may be that your profile doesn't meet their criteria for approval. All approval is in the hands of Klarna and not fone4u. You can view Klarna's reasons for refusal here or call Klarna's customer service for further details.

Why Buy Refurbished?

Purchasing refurbished allows you to:

Save money without compromising on quality devices.
Reduce electronic waste, an environmentally friendly option.
Get your tested, cleaned, and in-working-condition devices with Fone4u's warranty.

Combining this with Klarna's interest-free installments makes it simple to get the device you want today without putting your finances under pressure.

Ready to Upgrade Stress-Free?

At fone4u, we're of the view that everyone deserves access to quality tech without financial stress. Klarna's interest-free installments allow you to pay over time without a payslip and without getting caught up in intricate paperwork.

Discover our wide selection of refurbished iPhones, Samsung Galaxy, Google Pixel, OnePlus, Xiaomi phones, iPads, MacBooks, and laptops at fone4u.ie and pay with Klarna for a simple, flexible way to pay.

If you're still not sure, visit the Klarna Help Center or contact our fone4u customer service team for assistance.

Frequently Asked Questions

Yes! You can purchase a refurbished smartphone, tablet, or laptop in three interest-free installments with Klarna at fone4u without having to provide a payslip or other evidence. All you'll need is an active credit or debit card, and Klarna will handle the installments securely for you.

No, there are no interest charges or fees when you pay with Klarna's "Pay in 3" on fone4u. You pay the exact amount shown on your order, broken down into three equal payments over 60 days, so it doesn't break the bank and you get to use your refurbished tech straight away.

When you pay with Klarna's installment payment at checkout on fone4u:

Your total cost is split into 3 equal installments.
The first installment is paid when you make your order.
Second and third instalments are paid automatically after 30 and 60 days.
You can view all payments and receive reminders through your Klarna account.

To shop with Klarna's installment option on fone4u, you will need to:

Be 18 years of age or over
Be resident in Ireland
Have an active debit or credit card

Klarna's decision-making process takes into account various factors, such as your Klarna past behaviour and purchase value. If your instalment payment is refused, it could be that your profile is not at this time in line with Klarna's approval standards. For more specific reasons and advice, check out Klarna's Help Centre or call Klarna customer services directly.